Privacy Policy

Loan EMI & SIP Calculator for iOS. Last updated 15 August 2026.

Summary

This app does not collect your data. There is no account, no advertising, and no analytics. Every calculation runs on your device, and every loan you save stays on your device.

What the app stores

• Loans, payments and calculator history that you enter, in a local database on your iPhone.
• Your settings, such as the currency, the appearance mode and the default interest rate.

This data never leaves your device. The developer cannot read it. If you delete the app, iOS deletes this data with it.

Network requests

The currency converter requests public exchange rates from open.er-api.com. The request contains no personal data and no information about your loans. Like any internet request, it carries your IP address to that service. The app caches the rates so it also works offline.

No other feature uses the network.

Data the developer collects

None. The app contains no tracking software, no advertising software, and no crash reporting.

Children

The app is a calculator and is suitable for all ages. It collects nothing from anybody.

Changes

If this policy changes, the new version appears on this page with a new date.

Contact

Questions or problems: open an issue at github.com/itsaakashpatel/emi-loan-calculator/issues.